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Storm Damage and Roofing Insurance Claims

After a storm the priorities are safety, containment and evidence — in that order. Getting the evidence right early makes an insurance claim considerably smoother later.

This section covers safe checks from ground level, photographing damage, making a roof temporarily watertight, what insurers typically ask for, and where drone imagery helps support a claim.

Most asked questions

Answers

Can a roofer temporarily cover a damaged roof?

Quick answer

Yes. Temporary sheeting, waterproof coverings or other emergency measures can sometimes reduce further water ingress until permanent repair can be carried out safely and in suitable conditions.

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Should I put a tarpaulin on a leaking roof myself?

Quick answer

Climbing onto a wet, damaged or wind-affected roof can be extremely dangerous. Temporary weatherproofing should use safe access and competent people rather than exposing a homeowner to a serious fall risk.

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What happens if a roof leak reaches electrical wiring?

Quick answer

Water near electrical fittings or wiring should be treated as a safety issue. Keep away from wet electrical equipment and obtain appropriate professional help rather than attempting to diagnose or repair the roof while interacting with affected electrics.

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